WASHINGTON--Credit union loans outstanding increased 0.51% in January 2026 compared to a 0.04% increase in the previous month and a 0.21% increase in January 2025, according to America’s Credit Unions latest Monthly Credit Union Estimates (MCUEs).
Leading loan growth during the month were: home equity lines of credit (1.46%), unsecured personal loans (1.02%), first mortgages (0.68%), second mortgages (0.48%), credit cards (0.44%), secured personal loans (0.16%), and auto loans (0.08%).
On the decline were private student loans at -0.74%.
MCUEs are updated monthly and available on an online dashboard with other resources. The Data and Tools section of America’s Credit Unions website includes a wide range of dashboard analytics, state- and district-level data, various calculator tools, the latest economic forecast, and more.