Credit Union Loan Growth Turned Negative In February, ACU Reports

WASHINGTON--Credit union loans outstanding decreased by -0.21% in February, compared to a 0.51% increase in January and a 0.25% decrease in February 2025, according to America’s Credit Unions’ latest Monthly Credit Union Estimates.

Home equity lines of credit (0.95%) and private student loans led loan growth during the month.

On the decline were credit cards (-2.5%), unsecured personal loans (-0.73%), secured personal loans (-0.68%), first mortgages (-0.15%), second mortgages (-.01%), and auto loans (-.02%).

MCUEs are updated monthly and available on an online dashboard with other resources. The Data and Tools section of America’s Credit Unions website includes a wide range of dashboard analytics, state- and district-level data, various calculator tools, the latest economic forecast, and more.

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