NEW YORK — Delfi Labs Inc., an AI-driven balance sheet analytics firm, has launched a new credit union service organization led by One Washington Financial (OWF), the holding company of Washington State Employees Credit Union, with Maps Credit Union joining as an early investor and user of the platform.
The new CUSO is intended to give more credit unions access to modern asset-liability management (ALM) tools that have traditionally been used by larger banks. Delfi said the model is designed to lower costs, broaden adoption, and help credit unions make faster, data-driven balance sheet decisions.
OWF said the move aligns with its broader strategy of backing technologies that strengthen financial resilience and improve outcomes for members. The company framed the initiative as a way to help smaller institutions compete with much larger players in managing interest-rate risk, liquidity, and profitability.
Scott Daukas, principal of OWF, said credit unions face the same balance-sheet pressures as big banks but with far fewer resources. He said Delfi’s AI tools “bring large-bank capabilities to credit unions of all sizes,” adding that the CUSO is meant to turn complex tradeoffs into clearer, member-focused decisions.
As an early adopter, Maps Credit Union plans to use Delfi’s platform to protect margins, refine interest-rate risk management, and identify disciplined growth opportunities.
Maps CEO Mark Zook said joining the CUSO gives the credit union faster access to scenario-based analytics. He said Delfi provides “real-time clarity across risk management, funding strategies, and loan opportunities,” improving the credit union’s ability to safeguard its balance sheet while pursuing growth.
Delfi CEO Daniel Ahn said the company is excited to partner with what he described as forward-thinking credit unions and said its technology is designed to help institutions remain competitive in a rapidly changing financial environment.