THE feature

NORTH POLE—Snowflakes may melt, but December budgets don’t—and credit unions know it. As Christmas arrives, cooperatives across the country are once again blending financial practicality with festive spirit, offering everything from holiday loans and payment relief to food drives, giving trees, and even photos with Santa.

LAKE TAPPS, Wash.—An analysis of third-quarter 2025 credit-union mergers reveals a market that looks steady on the surface but is rapidly consolidating in scale. While merger volumes remained broadly consistent with earlier quarters, the size of the institutions being absorbed surged dramatically, according to new analysis from CEO Advisory Group.

TUCSON, Ariz.—When the next wave of payments innovation hits full throttle, credit unions may find themselves both in the driver’s seat and in the danger zone — especially on the topic of chargebacks.

WASHINGTON—As the Supreme Court weighs the most significant challenge to independent-agency protections in nearly a century, credit unions are facing growing uncertainty over the future structure of federal regulators—including the NCUA board itself.

ALEXANDRIA, Va.—NCUA on Wednesday launched a sweeping “Deregulation Project” that could lead to the rollback or streamlining of a wide range of existing rules, signaling potential regulatory relief for credit unions through the elimination of outdated, duplicative, or overly burdensome requirements tied to governance, audits, and data-security guidance.