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WASHINGTON–With the anticipation underwriting standards will tighten as the economy slows, the Federal Reserve’s November financial stability report has found domestic banks have maintained high levels of liquid assets and stable funding over the last six months.

CAPITOLA, Calif. –– Bay Federal Credit Union is reporting it has transformed its Salinas, Watsonville, Freedom, and Aptos Branches, garnering Green Business Certifications and joining more than 4,500 businesses in the California Green Business Network.