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MCLEAN, Va.--The 30-year fixed-rate mortgage continues to fall, averaging 6.50% this week, Freddie Mac reported.

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Miran

Stephen Miran

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CARMEL, Ind.—Credit union auto lending, long considered a reliable cornerstone of the movement’s lending strategies, is facing an era of profound change. Every corner of the market is under pressure—falling vehicle values, shifting consumer behaviors, rising insurance costs, and intensifying regulatory scrutiny are converging in ways industry leaders say they’ve never experienced before.