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DENVER—Western Union has launched USDPT, its own U.S. dollar-denominated payment stablecoin, moving the legacy money-transfer company deeper into digital assets as it looks to modernize cross-border settlement and build new consumer payment products. The token is fully backed by U.S. dollars, issued by Anchorage Digital Bank N.A. and built on Solana, Western Union said.

WASHINGTON—The Independent Community Bankers of America is urging federal regulators to prohibit prediction market contracts that allow investors to bet on whether banks will fail, warning such activity could undermine confidence in the financial system and spark destabilizing bank runs.

TROY, Mich.— Online-only banks and neobanks are continuing to chip away at traditional financial institutions’ customer bases by outperforming on personalization and digital convenience, but new research from JD Power suggests those digital gains may still come with a key weakness: many still lag on service quality and resolving problems when customers need help most.

LIVONIA, Mich.--As new ACH fraud-monitoring rules begin rolling out and credit-push fraud continues to climb, financial institutions are being warned that account validation can no longer be treated as a routine compliance step, but instead must become a core fraud-prevention tool across ACH, wires, cards and other digital payment channels.

CHICAGO— New data from TransUnion show auto loan demand remained under pressure heading into 2026, with originations slipping even as monthly payments and financed amounts continued climbing and delinquency growth, while still rising, began to cool.

MIAMI--Auto loan delinquency rose in every state but one between the third and fourth quarters of 2025, with some of the sharpest increases showing up in markets that still have relatively low overall delinquency rates, according to a new WalletHub analysis that could add to ongoing concerns for lenders.

BASEL, Switzerland— Dollar-backed stablecoins could become a source of broader financial instability if they continue to grow without tighter, coordinated oversight, with the Bank for International Settlements warning the tokens increasingly resemble fragile investment vehicles rather than money and could create stress for banks, funding markets and monetary policy, stated BIS General Manager Pablo Hernández de Cos.