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Michael Lawrence formally welcomes Joe Thomas.

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IQ

Every major modernization debate in Washington eventually comes down to one simple question: Who gets to compete? The Digital Asset Market Clarity Act is no different.

WASHINGTON— The U.S. Department of the Treasury's Financial Crimes Enforcement Network (FinCEN) is warning financial institutions to step up efforts to detect and report fraud schemes targeting federally funded student aid programs, saying organized criminal rings are using stolen identities, synthetic identities and other tactics to steal taxpayer dollars.

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