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CANTON, Ohio—The dreaded phone call or in-branch visit from an irritated member—or members–because an ATM is down will soon be a thing of the past, thanks to machines that can contact the credit union in advance to warn of an impending failure.

PORTLAND, Ore.—Providence Federal Credit Union is cutting its overdraft fees in half, with its Courtesy Pay program now charging $15 per overdraft rather than $30.

5 Point Credit Union

5 Point Credit Union promotes auto loans. 

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Boost Overdraft Fee Cut Graphic