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FRANKFURT, Germany—The European Central Bank (ECB) is considering launching its own cryptocurrency if the private sector fails to create an efficient solution for cross-border payments, and if cash usage drops, according to a new paper published by the ECB.

ALBANY – CAP COM Federal Credit Union’s charitable giving arm, the CAP COM Cares Foundation, teamed up with Jahnel Group to help deliver the magic of the holiday season to students from Social Enterprise and Training (SEAT) Center in Schenectady.