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WASHINGTON—The Federal Trade Commission has charged a payday lending enterprise with deceptively overcharging consumers millions of dollars and withdrawing money repeatedly from consumers’ bank accounts without their permission, the agency said.

WASHINGTON—The Consumer Financial Protection Bureau and Commonwealth of Massachusetts Attorney General Maura Healey have jointly filed a lawsuit against Commonwealth Equity Group, LLC, which does business as Key Credit Repair, and Nikitas Tsoukales, Key Credit Repair’s president and owner, the Bureau reported.