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NEW YORK–With interest rates high and lending standards tighten, America’s small business owners say they are struggling to access the capital they need to operate and grow their businesses, according to Goldman Sachs 10,000 Small Businesses Voices survey of 1,556 small business owners.

PASADENA, Calif. —Following its merger with Central Coast Credit Union, Wescom Credit Union said it has officially added eight Southern California counties to its field of membership, and will now serve an additional 13 counties in California.

PANAMA CITY, Fla. - Bay Credit Union and FLAG Credit Union, the latter of which has been operating as a division of Bay CU, will introduce new branding effective Sept. 28. The credit union will then become Hello Credit Union.

NEW DELHI, India— India is seeking to use artificial intelligence to expand digital payments to rural areas.

NEW YORK—American Express is making some substantial changes to its Platinum Card.

LONDON—The U.K. government is exploring the use of open banking driven digital payments for public services.

NEW YORK— Bank of America is now offering credit card rewards for electric vehicle owners.

WASHINGTON—NAFCU, CUNA, and the Defense Credit Union Council (DCUC) have urged the Senate to oppose the effort by Sen. Josh Hawley (R-MO) to attach his Capping Credit Card Interest Rates Act (S. 2760) as an amendment to a proposed “minibus” appropriations bill.

WASHINGTON—NAFCU and CUNA have each sent letters to NCUA identifying concerns under the proposed joint agency guidance for reconsiderations of value (ROV) of residential real estate valuations.

WASHINGTON– Nearly two-thirds of likely voters support credit card swipe fee reform, according to a new survey released by the Merchants Payments Coalition, which is advocating for passage of the Credit Card Competition Act in Congress.