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CARMEL, Ind.—Credit unions are facing a new era in asset risk management—one where old assumptions about collateral protection insurance (CPI) no longer fit.

CHICAGO—Holiday shoppers report that they are expecting to rely more heavily on credit cards this season, with 42% naming it their preferred payment method—up from 38% last year.

PLANO, Texas—Based on a traditional Thanksgiving dinner menu — and a little bit of “from scratch” cooking — the classic journey “over the lips and past our gums” will cost noticeably less this holiday season. In fact, prices are 24% cheaper compared to last year, according to a new report.

WASHINGTON—The CFPB is signaling a major shift in how it will conduct examinations in 2026, rolling out a new “Humility in Supervisions” pledge that will be read aloud at the start of each review and that the agency says will tighten exam scope, reduce regulatory burden, and prioritize collaboration over punitive action.

WASHINGTON—A new FASB update aims to eliminate a long-criticized “double count” of credit losses that has distorted earnings for financial institutions acquiring loan portfolios, according to the Accounting Standards Update (ASU 2025-08) on purchased loans.

PROVO, Utah & BIRMINGHAM, Ala.—In one of the year’s more complex bank–fintech restructurings, Green Dot Corporation is set to split its operations under a pair of acquisition agreements with Smith Ventures and CommerceOne Financial Corporation, the organizations announced.

WASHINGTON—America’s Credit Unions President/CEO Scott Simpson said the trade group is sharpening its focus on the unique pressures facing small credit unions following a series of meetings and last week’s Small Credit Union Conference in Kansas City.

WASHINGTON—America’s Credit Unions is urging NCUA to work through the Federal Financial Institutions Examination Council (FFIEC) to modernize the CAMELS rating system, arguing that updates are needed to improve consistency and reduce subjectivity across credit union examinations.