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ST. PETERSBURG, Fla.—For decades, credit unions have fought a familiar battle: figuring out whether the person initiating a payment is actually a person—a legitimate member, not a fraudster.

NEW YORK--Rising consumer pessimism is reshaping household financial behavior heading into 2026, with inflation, stagnant incomes, and debt weighing heavily on Americans’ outlook—signals financial institutions may see reflected in borrowing, saving, and advisory demand.

MIAMI—As consumers look to boost spending power heading into the holiday season, a new report from personal-finance site WalletHub finds that Americans are holding—and opening—credit cards at an accelerating pace, with notable variation by state that could signal heightened risks of overspending or missed payments.

CHADDS FORD, Pa. — Franklin Mint FCU here has named Drew Stanley as its next president and chief executive officer, setting the stage for a planned leadership transition as longtime CEO Michael B. Magnavita prepares to retire next spring.

LOS ANGELES—The $1.2-billion University Credit Union has named Richard Wada president and CEO, the CU announced.

PORT ANGELES, Wash. – The $100-million Strait View CU here has agreed to merge with $250-milion Great NorthWest Credit Union, headquartered in Aberdeen, Wash.