Capital is the critical foundation on which all assets, innovation and risk management are built.
THE 'tude
A credit union’s core software is tied intrinsically to the member experience, and there are many factors to consider when evaluating what solution best suits your credit union.
Credit unions, widely recognized by lawmakers and regulators for not creating the financial crisis, continue to strain against a tsunami of regulations unleashed under the Dodd-Frank Act to punish Wall Street’s bad actors.
At Mid-Oregon Credit Union, we’ve never shied away from advocacy, and since CUNA rolled out its Member Activation Program (MAP) at the 2015 CUNA GAC, we’ve found it’s a great way to activate our members
Excellent governance is a prerequisite of long-term success for any credit union.
Given how often we see our family, friends, and coworkers with their eyes glued to a screen, it probably won’t come as any surprise when you hear that the average U.S. resident uses an electronic device for 10.5 hours each day.
NCUA approved 18 mergers in December 2016, which was the same number it had approved in November.
In today’s rising-interest-rate environment, credit unions are positioned to take advantage of the changing mortgage landscape.
A regulatory proposal on supplemental capital has been years in the making, overcoming apathy in some corners of the credit union system, antipathy in other corners, distraction by the varied issues of the day (including risk-based capital), and even a freeze on new regulations by President Donald Trump.
On Wednesday, Nov. 9, 2016, the day after the presidential election, the Trump Transition Team was in high gear and moving forward.