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MADISON, Wis.–Three case studies around a trio of small credit unions that have been identified as “thriving” are being shared, offering insights into their unique operations and why they have prospered, including generating the kinds of ROAs that would be the envy of much larger credit unions in some cases.

RANCHO CUCAMONGA, Calif. –Spending by members on their credit and debit cards was “muted” during January, according to the latest numbers released by Co-op Solutions and its SmartGrowth team.