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WASHINGTON—The CFPB is proposing updates to its Privacy Act system governing the Nationwide Mortgage Licensing System and Registry, a move aimed at clarifying how personal information tied to mortgage loan originators and financial institutions is collected, used, and shared.

WASHINGTON--The Financial Services and General Government and National Security, Department of State, and Related Programs Appropriations Act, 2026 (H. 7006) addresses key credit union priorities and should move forward. America’s Credit Unions urged House leaders to advance the bill in a letter sent Wednesday as the House began floor consideration.

ST. PETERSBURG, Fla.--U.S. consumer spending remained resilient into early 2026, but signs of growing segmentation are emerging, according to Velera’s January Payments Index, which shows continued strength in card usage and mobile wallets alongside evolving credit balances and delinquency trends that could reshape risk management for credit unions.

WASHINGTON—The Senate Banking Committee on Wednesday postponed a planned discussion of draft legislation that would establish a regulatory framework for cryptocurrencies, hours after Coinbase CEO Brian Armstrong publicly opposed the bill, according to Reuters.

MCLEAN, Va.--The 30-year fixed-rate mortgage dropped sharply this past week, averaging 6.06% Freddie Mac reported.