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Most credit union stories do not begin in a boardroom. They begin at a kitchen table, with a family trying to make sense of a mortgage payment, a car repair, or a small business idea. Credit unions exist for those moments. And that is why the rules that govern them matter.

WASHINGTON—Mortgage rates that have stayed elevated since the pandemic are reshaping the housing market, making all-cash purchases increasingly appealing to buyers able to sidestep financing altogether.

WASHINGTON— Mortgage applications decreased 9.7% from two weeks earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending Jan. 2, 2026.

WASHINGTON — House Financial Services Committee Chairman French Hill (R-AK) and Financial Institutions Subcommittee Chairman Andy Barr (R-KY) on Tuesday released a new community banking legislative package aimed at boosting local bank formation and expanding access to capital on Main Street.